Terms & Conditions
The following Terms of Use (the “Terms of Use”) govern the services provided by Fin-Alert hereafter referred as (“Fin-Alert”, “Fin-Alert LTD”, “Fin-Alert INC.”, “Company” or “We” or “Us”) through its mobile phone app Stock-Alert.AI hereafter referred as (“Services”, “App”, “Stock-Alert.AI”). The Services include but is not restricted to “Alerts”. The terms “Users, “User”, “You” or “Your” refers to the User of the Services, including visitors or User that do not register for an account.
BY USING OR ACCESSING THE SERVICES OR READING ANY INFORMATION FROM THE SERVICES YOU ARE MANIFESTING YOUR ASSENT TO THESE TERMS OF USE. YOU HEREBY UNEQUIVOCALLY AND EXPRESSLY AGREE TO, AND SHALL BE SUBJECT TO, THESE TERMS OF USE. IF YOU DO NOT UNEQUIVOCALLY AGREE TO THESE TERMS OF USE, YOU MAY NOT USE OR OTHERWISE ACCESS THE SERVICES OR POST OR ANY OTHER INFORMATION TO OR FROM THE SERVICES. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SERVICES OR THE SERVICES OR ANY CONTENT IS TO STOP USING THE SERVICES. These Terms of Use may change. Please check the Terms of Use page periodically for changes. The continued use of the Services following the posting of changes to these Terms of Use indicates that You accept those changes. If You have any questions or would like further clarification, please e-mail Fin-Alert at info@myfinalert.com. Additional Terms of Use may apply; Disclaimers, terms, and conditions on these pages are of general application and may be supplemented by additional policies, procedures, disclaimers, guidelines, rules, terms, or conditions of specific application disclosed by Fin-Alert. In the event of a conflict between these Terms of Use and any additional policies, procedures, disclaimers, guidelines, rules, terms or conditions, the additional policies, procedures, disclaimers, guidelines, rules, terms or conditions established by Fin-Alert shall control. If You do not comply with the Terms of Use at any time, We reserve the right to terminate, limit, or otherwise alter Your access to the Services.
We may discontinue or alter any aspect of the Services, including, but not limited to restricting the time the Services is available, restricting the amount of use permitted, restricting the amount of Alerts produced, restricting the number of positions on Your watchlist, restricting the amount of watchlists and strategies, restricting the amount of information to be displayed including but not restricted to market data, opinions, news, and restricting or terminating Your right to use the Services, at our sole discretion and without prior notice or liability.
The Services has been developed to assist You in Your daily financial trading activities such as buying or selling financial instruments, with daily alerts of three different categories. The content of the Services is intended to be used for educational, research and informal purposes only. We are an educational platform providing algorithmic tools for evaluating financial investments. We make no representations or warranties as to the accuracy, completeness, suitable or validity of any analytical or algorithmic tools or content provided in our services.
You cannot use the Services with the intention of building a similar or competitive service
The Services may not be used or accessed by any automated machine, bot, spider, or such other automated feature or service.
Fin-Alert reserves the right to suspend the operation of the Services or any part or sections thereof at any time and no claims may be entertained against the Fin-Alert in connection thereto.
Fin-Alert is not obligated to backup any User content including details, alerts, watch lists and/or strategies. Content may be deleted at any time. You are solely responsible for creating backup copies of Your content.
Financial investing and trading of securities, stocks, options, futures, currency, and cryptocurrency markets may not be suitable for everyone and may involve the risk of losing part or all of Your money. Stock-Alert.AI is intended to be used for educational and informational purposes only.
We are not an investment advisor and do not providing any financial advice, advice concerning investment decisions or tax or legal advice. We are not a broker, and We are not regulated by any service’s regulatory agencies.
No content on the Services should be understood as constituting a recommendation to enter any investment. We do not provide recommendations or views as whether an Alert is to be consider as an advice and could be or not financially suited for specific individuals including You. The Services is not tailored to any personal or individual circumstances.
Past performance, whether on the daily Alerts or indicated by historical results including back testing is no guarantee of future performance of any financial instrument.
We will not be liable for any losses, damages, expenses or other that You may suffer as a result of the use of the Services.
Before entering any trading program or activities, You should consult a qualified financial professional or registered financial advisor. Please consider carefully whether any investment is suitable for You considering Your financial condition and ability to bear financial risks. Under no circumstances shall Fin-Alert be liable for any loss or damage You or anyone else incurs as a result of any investment activity that You, or anyone else, engages in based upon any information, Alerts or the content You receive through the Services. By using the Services, You agree to this disclaimer, and accept the risks involved in trading any financial instruments.
You are also acknowledging and agreeing that Fin-Alert and its Services are not responsible for any financial or other losses as a result of using the Services. Fin-Alert must under no circumstances be liable for any profits, lost opportunities, misstatements, or errors contained within the Services. Fin-Alert and the Services must not be held liable for data accuracy, unavailability of our Services or any special or consequential damages resulting from using or the inability of using the Services.
As part of the process necessary to set up an account on the Services (an “ Account ”) and obtain access to the Services, You will be required to login through Stores such as Apple store or Google Play also known as the Google Play Store (The “Partners”).
You are able to access the Services using Your credentials with a designated third party service such as Facebook, Google+ or Twitter (“Third Party Account”). Doing so will enable You to login to Your Account via Your Third Party Account.
Unless You log into Your Account via a Third Party Account, please note that Your email address and password (“Personal Information”) which You provide as part of the account opening will be used to login in to Your Account. You will be solely responsible for maintaining the confidentiality of Your email address and password and must immediately notify us of any unauthorized use of Your Account. You are solely responsible for all activity and usage on Your Account, including, but not limited to, use of the Account by any third party authorized by You to use Your email address and password.
We permit You to maintain only one Account to access the Services at any time and You hereby represent that You currently have no other Account(s).
Fin-Alert charges a monthly subscription (The “Subscription”) fee to use the Services. You are responsible to Fin-Alert for any fees applicable. You authorize Fin-Alert (or its Partners), or its designated payment processor, to automatically charge Your specified credit card, debit card or other payment method for such fees as provided through the registration process or already declared to any Partners. Except as required by law, all fees are non-refundable without limitation. Payment may not be cancelled by the User, except as required by law. However, Fin-Alert (or its Partners) reserves the right to refuse or terminate any payment at any time in them sole discretion. You understand and agree that if You authorize a payment transaction with Your credit card, debit card, or other payment method, but Your charge is rejected for any reason, there may be a hold on Your use of the Services for several days. Fin-Alert may change fees and billing methods at any time. We will provide You with notice of any price increase at least thirty (30) days in advance. Subject to applicable law, if You disagree with any proposed change, Your sole remedy is to cancel Your Subscription before the price change takes effect. Your continued use of the Services after the price change takes effect constitutes Your agreement to pay the new price for the Services.
Fin-Alert and its Partners use auto-renewal for Subscription to the Services. At the expiration of each Subscription, Fin-Alert will automatically renew the Subscription and charge the credit card or other payment method You have provided to Us or our Partners.
Fin-Alert may offer temporarily free trials, so that You may use the Services without charge or obligation. Unless otherwise stated and unless You cancel the Subscription prior to the expiration of the agreed free trial, periodic Subscription fees will be charged by Us or our Partners. If You are not satisfied with the Services, You must cancel the Subscription before the end of the free trial. Fin-Alert reserves the right to limit You to one free trial only and prohibit the combining of free trials. Fin-Alert might use other methods of Free Trial like limited access to part of the Services including but not limited to size of watch list, number of Alerts, region, asset classes, company sizes, thematic or any marketing approach at its own discretion. Free trial might offer limitation in the Services such as but limited to, number of alerts, number of watch list, number of positions in watch list, number of strategies.
All content and materials contained or used by the Services or made available through the Services (“Content”), are protected and owned or controlled by Fin-Alert, and must only be used for certain approved purposes as established by Fin-Alert. You may only view Content from the Services for Your use or as otherwise expressly authorized by Fin-Alert.
Fin-Alert hereby grants You a limited, nonexclusive, nonassignable, nontransferable license to access and use the Services solely for Your own personal, non-commercial purposes, subject to Your agreement to, compliance with and satisfaction of these Terms of Use. All rights not otherwise expressly granted by these Terms of Use are reserved by Fin-Alert. If You do not comply with the Terms of Use at any time, Fin-Alert reserves the right to revoke the Services, limit Your access to the Services, or restrict Your ability to post content in the Services. The reproduction, duplication, distribution (including by way of e-mail, facsimile or other electronic means), publication, modification, copying or transmission of material available on or through the Services is STRICTLY PROHIBITED without the prior written consent of Fin-Alert or unless expressly permitted by the Services. This includes, without limitation, any application, data, text, graphics, logos, photographs, audio or video material or stills from audio-visual material available on the Services.
Fin-Alert Services and all rights therein, including intellectual property rights, shall remain Fin-Alert’s property or the property of its licensors. Nothing in the Terms shall be construed to grant You any rights, except for the limited license granted below. Subject to the Terms, Fin-Alert grants You a limited, non-exclusive, non-transferrable, non-sublicensable license, to access and use Fin-Alert and its Paid features purchased pursuant to the Terms on any same-platform that You own and control. The license is granted solely for Your personal, non-commercial use. Therefore, You may not rent, lease, sell, transfer, redistribute, or sublicense the Services. Third-party services or libraries included in the Services are licensed to You either under these Terms, or under the third party’s license terms, if applicable.
You may be able to link from the Services to third party web services and third-party web services may link to the Services. You acknowledge and agree that Fin-Alert have no responsibility for the content, products, services, advertising, or other materials that may be provided by or through linked services, even if they are owned or run by affiliates of ours. Links to linked services do not constitute an endorsement or sponsorship by Fin-Alert. Any reliance on the contents of a third-party services is done at Your own risk and You assume all responsibilities and consequences resulting from such reliance.
The Services content includes, but is not limited to, the Services, logos, trademarks, the source codes, database, algorithms, strategies, alerts, artificial intelligence, back testing, data, WebServices and the Services design, functionalities, videos, audios, texts, images, graphics, tutorials, and items available are licensed to Fin-Alert and are subject copyright, trademark, and other intellectual property rights under the United Sates, foreign laws, and international conventions. The logos, designs, page headers, names, script, graphic, button icons and footers are registered trademarks of Fin-Alert (In Process) in the US and other parts of the world. The Fin-Alert trademarks and trade dress may not be used in combination with any other products, services, or goods in a manner that is likely to confuse. You do not also have our permission to copy, imitate, or use it without getting written approval from Us. Users may not copy, reproduce, distribute, advertise, transmit, license, sell, or exploit it for any other purposes without seeking written consent from Us.
Fin-Alert may investigate and/or terminate Your account if You misuse the Services or behave in any way that We regard as inappropriate or unlawful. You agree that, while using the Services You shall not impersonate any person or entity or misrepresent Your affiliation with any other person or entity. You shall not insert Your own or a third party’s advertising, branding or other promotional content into any of the Services. You shall not gain or attempt to gain unauthorized access to other computer systems through the Services. You shall not distribute, sell, re-sell or display any data available in the Services. You agree to not engage in spidering, “screen scraping,” “database scraping,” harvesting of e-mail addresses, wireless addresses or other contact or personal information, or any other automatic means of accessing, logging-in or registering on the Services or for any services or features offered on or through the Services, or obtaining lists of users or obtaining or accessing other information or features on, from or through the Services or the App offered on or through the Services, including, without limitation, any information residing on any server or database connected to the Services or any services offered on or through the Services. You shall not attempt to interrupt, damage, disable, overburden, or impair the Services or such services, including, without limitation, sending mass unsolicited messages or “flooding” servers with requests.
The Services is subject to a continuous development and Fin-Alert reserves the right, at its sole discretion, to update the Services, change the nature of the Services or modify or discontinue some of the features without prior notice to You. You acknowledge that Fin-Alert has no obligation to maintain or update the Services. Fin-Alert does not guarantee an uninterrupted provision of the Services. Fin-Alert or integrated third-party services may be temporary unavailable due to the maintenance, technical difficulties, or other events that are beyond Fin-Alert’s control.
You agree that Fin-Alert will not be liable in any way in the event of force majeure (including, but not limited to, the act of any government or legal authority) or for the failure of or damage or destruction to Your computer or phone systems, data or records or any part thereof, or for delays, losses, errors or omissions resulting from the failure or mismanagement of any telecommunications, phone or computer equipment or software.
Make sure You use a proper license if You access the Services via a mobile application. Fin-Alert grants You the right to install and use the Services on mobile application or wireless electronic devices owned or controlled by You, and to access and use the Services on such devices strictly in accordance with the terms of use of Your mobile application or wireless electronic devices license.
The Services displays a broad range of financial, fundamental and news Information and data generated or used by the Services and its tools or obtained from vendors or partners. This includes, but is not limited to, financial market data, quotes, news, analyst opinions, research reports, blogs, investment outlook, graphs and data of all sorts.
Information is not investment advice. Fin-Alert does not ratify or approve any Information. Fin-Alert does not guarantee the accuracy, timeliness, completeness, or correct sequencing of the Information, or warrant any results from Your use or reliance on the Information.
If You are using the App on an iOS device, You acknowledge that these Terms and Conditions form an agreement between You and Fin-Alert, not with Apple Inc. (“Apple”), and that Apple is not responsible for the Services or the content thereof. Apple has no obligation to furnish any maintenance and support services with respect to the Services.
TO THE MAXIMUM EXTENT ALLOWED BY LAW, THE SERVICES, INCLUDING, WITHOUT LIMITATION, ALL SERVICES, PRODUCTS, CONTENT, FUNCTIONS, AND MATERIALS CONTAINED OR AVAILABLE THEREON, IS PROVIDED “AS IS,” “AS AVAILABLE”, WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTY FOR INFORMATION, DATA, DATA PROCESSING SERVICES, UPTIME OR UNINTERRUPTED ACCESS, AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION, AND ANY WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. WE HEREBY DISCLAIM ANY AND ALL SUCH WARRANTIES, EXPRESS AND IMPLIED.FIN-ALERT ALSO ASSUMES NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER OR PHONE EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO OR USE OF THE SERVICES OR YOUR DOWNLOADING OF ANY MATERIALS FROM THE SERVICES. IF YOU ARE DISSATISFIED WITH THE SERVICES, YOUR SOLE REMEDY IS TO DISCONTINUE USING THE SERVICES. FURTHER, FIN-ALERT DOES NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENCY, OR RELIABILITY OF ANY CONTENT, THAT THE RESULTS OBTAINED FROM THE USE OF THE SERVICES OR THE SERVICES CONTENT WILL BE ACCURATE OR RELIABLE, OR THAT THE QUALITY OF THE SERVICES OR THE APP OR CONTENT WILL MEET YOUR EXPECTATIONS, OR THAT THE SERVICES WILL MAKE YOU PROFITABLE ON THE FINANCIAL ACTIVITIES INCLUDING BUT NOT LIMITES TO INVESTMENT OR TRADING OF FINANCIAL INSTRUMENTS.
IN NO EVENT, INCLUDING BUT NOT LIMITED TO NEGLIGENCE, SHALL FIN-ALERT, ANY OF ITS AFFILIATES, OR ANY OF ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS OR PARTNERS BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES ARISING FROM, OR DIRECTLY OR INDIRECTLY RELATED TO, THE USE OF, OR THE INABILITY TO USE, THE SERVICES OR THE CONTENT, MATERIALS, AND FUNCTIONS RELATED THERETO, YOUR PROVISION OF INFORMATION VIA THE SERVICES, LOST BUSINESS , ASSETS OR MONEY OR LOST SALES, EVEN IF SUCH PROTECTED ENTITY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO CERTAIN USERS TO THE EXTENT REQUIRED BY APPLICABLE LAW. IN NO EVENT SHALL THE PROTECTED ENTITIES BE LIABLE FOR OR IN CONNECTION WITH ANY CONTENT POSTED, TRANSMITTED, EXCHANGED OR RECEIVED BY OR ON BEHALF OF ANY USER OR OTHER PERSON ON OR THROUGH THE SERVICES. IN NO EVENT SHALL THE TOTAL AGGREGATE LIABILITY OF THE PROTECTED ENTITIES TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT OR TORT, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE OR OTHERWISE) ARISING FROM THE TERMS OF USE OR YOUR USE OF THE SERVICES EXCEED, IN THE AGGREGATE, THE AMOUNT, IF ANY, PAID BY YOU TO FIN-ALERT FOR YOUR USE OF THE SERVICES FOR THE LAST 3 MONTHS PRIOR TO ANY EVENT.
THE SERVICES, AND ANY MATERIAL AND/OR CONTENT APPEARING THEREON ARE PROVIDED “AS IS”, WITHOUT ANY WARRANTIES. FIN-ALERT, ITS EMPLOYEES, OFFICERS, DIRECTORS, PARTNERS, AFFILIATES, AGENTS AND LICENSORS CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, TIMELINESS, NONINFRINGEMENT, TITLE, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE CONTENT AVAILABLE THROUGH THE SERVICES, OR THE SERVICES THEMSELVES, AND FIN-ALERT HEREBY DISCLAIMS ANY SUCH EXPRESS OR IMPLIED WARRANTIES. THERE IS NO GUARANTEE THAT YOU WILL EARN ANY MONEY USING THE TECHNIQUES AND IDEAS IN THE SERVIES OR ITS TOOLS INCLUDING ALGORYTHMS AND STRATEGIES.
IN NO EVENT SHALL FIN-ALERT, ITS EMPLOYEES, OFFICERS, DIRECTORS, PARTNERS, AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR TO ANY THIRD PARTY OR TO ANYONE ELSE FOR ANY KIND OF FINANCIAL LOSS, LOST PROFITS, ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGE OR ANY OTHER SIMILAR DAMAGE OR ANY OTHER LOSS OR INJURY, RESULTING DIRECTLY OR INDIRECTLY FROM USE OF THE SERVICES.
IN NO EVENT SHALL FIN-ALERT, ITS EMPLOYEES, OFFICERS, DIRECTORS, AFFILIATES, PARTNERS, AGENTS OR LICENSORS BE LIABLE TO YOU OR ANY THIRD PARTY OR ANY ONE ELSE FOR ANY DECISION MADE OR ACTION INCLUDING FINANCIAL DECISIONS TAKEN BY YOU IN RELIANCE ON SUCH CONTENT ON THE SERVICESOR THE SERVICES THEMSELVES.
In addition to any other method of termination or suspension provided, Fin-Alert reserves the right to terminate, change, suspend or discontinue any aspect of the Services or the Services at any time. Further, You agree that Fin-Alert shall not be liable to You or any third-party for any termination or suspension of Your access to the Services or any part thereof, removal of Content. Any such termination, suspension or cancellation shall not affect any right or relief to which Fin-Alert may be entitled at law or in equity. Upon any such termination, suspension or cancellation, You shall terminate all use of the Services, the Services, and any Content and You will not be entitled to any refund of any fees or other charges.
If any provision under these Terms and Conditions is found to be invalid or unenforceable by a court of competent jurisdiction, such an invalid or unenforceable provision shall be severed and shall not affect the validity and enforceability of the other valid and enforceable provisions.
You agree that the Services does not give rise to personal jurisdiction over Fin-Alert, either specific or general, in jurisdictions other than the laws of the United States. Any claim or dispute between You and Fin-Alert that arises in whole or in part from the Services will be decided exclusively by a court of competent jurisdiction located in the United States.
For further information or to contact Us with questions, help, concerns, or comments, You may email info@myfinalertcom. Although We will, in most circumstances, be able to receive Your email or other information provided through the Services, We do not guarantee that it will receive all such email or other information timely and accurately. We shall not be legally obligated to read, act on, or respond to any such email or other information.
Fin-Alert may assign its rights in the Services to any third party at its sole discretion. You may not assign or delegate Your rights according to this Agreement, without the Company’s prior written consent.
Fin-Alert reserves the right, at its sole discretion, to periodically amend or revise these Terms and Conditions. Your continued use of the Services, following such amendment, constitutes Your acknowledgement and consent of such amendments.
Last Revised Date: August 25, 2024